PCORI Fees Due to IRS No Later Than July 31 Fees to fund the Patient-Centered Outcomes Research Institute (PCORI) are due to the IRS no later than July 31, 2017 from employers who sponsor certain self-insured health plans, including health reimbursement arrangements (HRAs) and flexible spending accounts (FSA) that are not treated as excepted benefits.…

Every year an employer health plan will go through an open enrollment period.  What happens, however, when an employee has a qualifying life event outside of that timeframe?  Employees can make changes to their health plan when they have a qualifying life event under HIPAA special enrollment rights. Special enrollment generally means that the employee…

Group benefits are more than just insurance.  At Haren Insurance, we offer patient advocacy as an added value services to our employer groups.  Patient advocacy helps employees to negotiate medical claim denials, pharmacy issues and aid in appealing denied claims. What does a patient advocate do? Recently, an employee was facing a claim denial due…

Group benefits are more than just insurance. At Haren Insurance, we offer patient advocacy as an added value services to our employer groups. Patient advocacy helps employees to negotiate medical claim denials, pharmacy issues and aid in appealing denied claims. What does a patient advocate do? Recently, an employee was facing a claim denial due…