Skip to content
(423) 468-1092

ThinkHR

At Haren Insurance, we are committed to innovative and supportive solutions that help you manager your business and not get bogged down by complex compliance concerns or human resource issues. That’s why we’ve partnerd with ThinkHR — one call away, one click away — real-time expert HR and Compliance support at no charge to you!…

Read More

Mandatory COVID Vaccinations – A Guide for Employers

Now that effective vaccines against COVID-19 are available (although not yet widely), employers are wondering whether they should require employees to get vaccinated. The guidance from the Equal Employment Opportunity Commission (EEOC) indicates that generally employers can require employees to get the COVID vaccine as a condition of continued employment. However, employers who do so…

Read More

Special Enrollments

Every year an employer health plan will go through an open enrollment period.  What happens, however, when an employee has a qualifying life event outside of that timeframe?  Employees can make changes to their health plan when they have a qualifying life event under HIPAA special enrollment rights. Special enrollment generally means that the employee…

Read More

Medicare Disclosure Form Is Mandatory

Medicare Part D Mandatory Disclosure Have you completed the online disclosure form to the U.S. Centers for Medicare & Medicaid Services (CMS)?  The Medicare Modernization Act requires employers that provide creditable prescription drug coverage to complete this form to any Medicare-eligible individual.  Creditable coverage is coverage that is expected to pay, on average, as much…

Read More

Patient Advocate Adds Additional Value

Group benefits are more than just insurance.  At Haren Insurance, we offer patient advocacy as an added value services to our employer groups.  Patient advocacy helps employees to negotiate medical claim denials, pharmacy issues and aid in appealing denied claims. What does a patient advocate do? Recently, an employee was facing a claim denial due…

Read More

Patient Advocate Adds Additional Value

Group benefits are more than just insurance. At Haren Insurance, we offer patient advocacy as an added value services to our employer groups. Patient advocacy helps employees to negotiate medical claim denials, pharmacy issues and aid in appealing denied claims. What does a patient advocate do? Recently, an employee was facing a claim denial due…

Read More

Telemedicine Will Help Reduce Medical Cost

We understand busy family lives at Haren Insurance.  That’s why we partner with Teladoc to offer telemedicine to employees. Teladoc allows you to speak to a doctor in the convenience of your own home.  The doctor will address the situation, make recommendations or, if needed, call in a prescription.  Your family can save time and…

Read More

Help With Pharmacy Cost

If you have a high dollar prescription, check out GoodRX.  Sometimes even with prescription coverage, the cost of drugs can be extremely high.  GoodRX allows you to use a retail pharmacy to receive a discount on drugs. They also have a great app that you can use on your phone.  Just type in the prescription…

Read More