Meet Our Team
Kyle Haren, RHU
kyle@harenins.com
Kyle Haren is an employee benefits broker and President of Haren Insurance. He has been licensed to sell health insurance since 1993 and received his Registered Health Underwriter designation from the American College in 2004. With nearly 30 years of insurance experience, Kyle is an expert in employer group insurance and a Past President of the Chattanooga Association of Health Underwriters.
He graduated from the University of Tennessee at Knoxville with a degree in Marketing. While a student at UT he lettered in football and played special teams for the Volunteers. Kyle enjoys golf and is an alumnus of The McCallie School in Chattanooga.
Alex Ratliff
alex@harenins.com
Alex Ratliff is an employee benefits broker and Vice President at Haren Insurance Inc. He has worked in the insurance industry since 2014 and joined our firm in 2019. Alex specializes in helping businesses offer competitive benefits packages while controlling costs.
He graduated from the University of Tennessee at Chattanooga in 2013 with a degree in Business Management. While he was at UTC, Alex was a four-year letterman for the Men’s Golf team. During his tenure, the Mocs won two Socon championships and he was selected to the Dean’s List all 8 semesters.
During his free time, Alex still enjoys playing golf, spending time with his family, and mentoring his Little Brother from the Big Brothers Big Sisters program.
Andrew Godsey
andrew@harenins.com
Andrew Godsey joined Haren Insurance in 2024 as an employee benefits broker. Born and raised in Chattanooga, he graduated from Covenant College with a degree in Business in 2019, all while playing baseball. With his Human Resources and benefits administration background, Andrew is keenly aware of the struggles employers face when it comes to their benefits package.
Andrew enjoys working out, playing golf, spending time with friends and family, and serving in his local church.
Kendell Faulkner
kendell@harenins.com
Kendell Faulkner has been with Haren Insurance since 2018 as an account manager. She graduated from Chattanooga State in May of 2020 with a degree in Business Management.
Born and raised in Ooltewah, Kendell is a lover of all animals, especially her two dogs – Lola and Sadie. In her free time, she enjoys working out, hanging out with friends, and shopping in a well-stocked clearance section. As an avid reader, she loves mystery novels and history books.
Kendell is a team player, extremely eager and always working to assist the Haren Insurance team and its clients in any way possible.
Victoria "Tori" Baggett
tori@harenins.com
Tori recently joined Haren Insurance as Account and Marketing Manager, where she combines her passion for exceptional customer service with creative marketing initiatives. Tori is a 2025 cum laude graduate of Covenant College with a Bachelor of Arts in Business with a concentration in Marketing. She is excited to put her marketing degree to work in a dynamic role that spans both client relations and strategic marketing.
Outside of work, she enjoys coordinating weddings (day of) on the side and exploring Chattanooga with her husband! They love taking advantage of local Chattanooga events and exploring the scenic views, restaurants, coffee shops, and events that the city has to offer.
What Our Customers Are Saying
"Despite the challenges our company faces as a small employer in the insurance market, Kyle has always given excellent advice and direction with every new renewal. The employees have always expressed their appreciation for Kyle and his team’s diligence in helping them navigate insurance challenges as well. I would highly recommend Haren Insurance Firm to anyone."
"We are incredibly grateful to have Alex Ratliff as our broker! In addition to making sure we have the best benefit package we can offer our employees, he goes above and beyond to help with every step of implementation and answering questions employees may ask. As an HR Coordinator, I cannot say enough great things about him and Haren Insurance. Highly recommend!!!"
"Kyle and his staff are amazing ! They are prompt and assist with any questions or problems that may arise ! They have helped me tremendously ! highly recommend !!!
5 star company :)"
"Haren Insurance is one of the best! They have great rates for group health plans, they make sure you understand what you're getting, and follow up to make sure things are going well."
"I have been referring my clients to the Haren Insurance team for several years. They do a great job. I highly recommend them to any business needing a benefits specialists."
"Kyle and his staff are amazing !!!
Smart, professional and they listen to your needs."
We don't just make benefits simple; we make your business simple.
Give our Team a call today!