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HRA Reporting Due Soon

PCORI Fees Due to IRS No Later Than July 31 Fees to fund the Patient-Centered Outcomes Research Institute (PCORI) are due to the IRS no later than July 31, 2017 from employers who sponsor certain self-insured health plans, including health reimbursement arrangements (HRAs) and flexible spending accounts (FSA) that are not treated as excepted benefits.…

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Special Enrollments

Every year an employer health plan will go through an open enrollment period.  What happens, however, when an employee has a qualifying life event outside of that timeframe?  Employees can make changes to their health plan when they have a qualifying life event under HIPAA special enrollment rights. Special enrollment generally means that the employee…

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Medicare Disclosure Form Is Mandatory

Medicare Part D Mandatory Disclosure Have you completed the online disclosure form to the U.S. Centers for Medicare & Medicaid Services (CMS)?  The Medicare Modernization Act requires employers that provide creditable prescription drug coverage to complete this form to any Medicare-eligible individual.  Creditable coverage is coverage that is expected to pay, on average, as much…

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Patient Advocate Adds Additional Value

Group benefits are more than just insurance.  At Haren Insurance, we offer patient advocacy as an added value services to our employer groups.  Patient advocacy helps employees to negotiate medical claim denials, pharmacy issues and aid in appealing denied claims. What does a patient advocate do? Recently, an employee was facing a claim denial due…

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Patient Advocate Adds Additional Value

Group benefits are more than just insurance. At Haren Insurance, we offer patient advocacy as an added value services to our employer groups. Patient advocacy helps employees to negotiate medical claim denials, pharmacy issues and aid in appealing denied claims. What does a patient advocate do? Recently, an employee was facing a claim denial due…

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Telemedicine Will Help Reduce Medical Cost

We understand busy family lives at Haren Insurance.  That’s why we partner with Teladoc to offer telemedicine to employees. Teladoc allows you to speak to a doctor in the convenience of your own home.  The doctor will address the situation, make recommendations or, if needed, call in a prescription.  Your family can save time and…

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Help With Pharmacy Cost

If you have a high dollar prescription, check out GoodRX.  Sometimes even with prescription coverage, the cost of drugs can be extremely high.  GoodRX allows you to use a retail pharmacy to receive a discount on drugs. They also have a great app that you can use on your phone.  Just type in the prescription…

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Human Resources Library

We have partnered with HR360 to provide with a new, award-winning online library that delivers comprehensive, easy-to-navigate human resources and benefits news, content, tools, and forms to companies nationwide. Alternatively, we provide our clients with a new, award-winning online library that delivers comprehensive, easy-to-navigate human resources and benefits news, content, tools, and forms to companies…

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